Unoccupied Property Insurance
Owning a residential property which is unoccupied has its problems,
so our Unoccupied Property Insurance policy was designed to cater for this specific need.
You will find our policy is second to none and provides cover for a
whole host of scenarios. Including but not necessarily limited to:
- Property is in between tenants
- Property is awaiting tenants
- Property is undergoing works / renovations
- Probate where the owner is deceased
- Redecoration
- Owner in hospital / nursing home
The cover which is available will depend on the reason why the property is unoccupied
however in most cases full cover is provided including £5m property owners liability. Cover
may be restricted by us if there are major structural changes or works at the property, we
will let you know at the time of quoting if there are any special clauses or restrictions in cover.
Our policy is totally transferable, therefore if the property becomes let, it can easily be
amended to a Tenanted Property insurance policy to meet the customers new requirements.
