Standard and Non-Standard Home Insurance
Our Home Insurance policy has been designed to provide cover for buildings, contents, or buildings and contents combined. It has been awarded a 5 Star rating by Defaqto for its comprehensive level of cover.
There is the option to obtain a quote on either a bedroom rated basis, with up to £1,000,000 buildings cover and up to £100,000 contents cover, or a buildings sum insured basis.
In addition to this, we also offer cover for valuables and personal possessions whilst in and away from the home.
Get a quoteTypes of risks covered
| Standard homes | |
| Non-standard construction | |
| Homes used for childminding | |
| Homes with lodgers | |
| Shared occupancy | |
| Working farms | |
| Bed and breakfasts | |
| Underpinned or previously suffered from subsidence* | |
| Previously flooded* | |
| Listed buildings | |
| Policyholders with criminal convictions* | |
| Properties between exchange and completion | |
| Contents in depositories and storage |
*Also available for properties that are tenanted, unoccupied or UK holiday homes – our appropriate home insurance policy wording will apply.
Contact us if you would like further information on the types of risks we cover.
Cover is subject to the full terms, conditions, limits and exclusions of our Home Insurance policy wording.
Insurance Product Information Document (IPID) / Policy Wording
View or download documents related to this product
Not the Right Product?
View our alternative insurance products below
- Landlord Insurance
- Unoccupied Property Insurance
- Holiday Home Insurance
- Commercial Property Insurance
- Overseas Property Insurance
- Blocks Of Flats
- High Net Worth Home Insurance
- Subsidence Insurance
- Flood Risk Insurance
- Criminal Conviction Home Insurance
- B&B Insurance
- Home Insurance for Childminders
- Rent Guarantee
- Unoccupied Direct