Household Insurance

Household Insurance

Our Household Insurance product has been designed to provide cover for buildings, contents, or both combined.

There is the option to obtain a quote on either a bedroom rated basis, with up to £1,000,000 buildings cover and up to £100,000 contents cover, or on a buildings sum insured basis.

In addition to this, we also offer cover for valuables and personal possessions whilst in (and away) from the home.

Get a quote

We can offer the following insurance solutions:

Combined Sum Insured of £2.5m
Non-Standard Construction (Except thatch)
Cover for homes used for childminding
Cover for homes with lodgers
Cover for shared occupancy
Cover for working farms
Cover for bed and breakfasts
Cover for properties between exchange and completion
Cover for contents in depositories or storage
Cover for previously flooded properties*
Cover for policyholders with criminal convictions*
Cover for previously subsided or underpinned properties*
*Also available for properties that are tenanted, unoccupied or for UK holiday homes – our appropriate home insurance policy wording will apply.

Specialists in property owner risks, including difficult to place non-standard risks, there are many benefits to partnering with Vasek, including:

The capability to insure property portfolios with no limit on the number of properties
Standard inclusion of cover for Airbnb properties
Seamless property owner quoting via the Acturis platform, eliminating the need for rekeying information
The flexibility to amend ‘occupancy types’ across all property owner policies
Access to our bespoke online broker portal
Access to experienced in-house underwriting teams with delegated authority up to £50,000, providing dedicated claims handling and enhanced claims capacity.
Underwriting backed by A++ rated insurer(s)**
Nationwide support from dedicated Business Development Managers in the UK.
**Independent ratings from third party rating companies. Correct as of January 2026.

Insurance Product Information Document (IPID) / Policy Wording

View or download documents related to this product

Insurance Product Information Document (IPID) - Standard Home Policy Wording - Standard Home Insurance Product Information Document (IPID) - Bedrooms Home Insurance Policy Wording - Bedrooms Home Insurance Insurance Product Information Document (IPID) - Family Legal Protection Policy Wording - Family Legal Protection

Not the Right Product?

View our alternative insurance products below

Household Insurance

Insurance Product Information Document (IPID) / Policy Wording

View or download documents related to this product

Insurance Product Information Document (IPID) - Standard Home Policy Wording - Standard Home Insurance Product Information Document (IPID) - Bedrooms Home Insurance Policy Wording - Bedrooms Home Insurance Insurance Product Information Document (IPID) - Family Legal Protection Policy Wording - Family Legal Protection

Not the Right Product?

View our alternative insurance products below

Household Insurance

Our Household Insurance product has been designed to provide cover for buildings, contents, or both combined.

There is the option to obtain a quote on either a bedroom rated basis, with up to £1,000,000 buildings cover and up to £100,000 contents cover, or on a buildings sum insured basis.

In addition to this, we also offer cover for valuables and personal possessions whilst in (and away) from the home.

Get a quote

We can offer the following insurance solutions:

Combined Sum Insured of £2.5m
Non-Standard Construction (Except thatch)
Cover for homes used for childminding
Cover for homes with lodgers
Cover for shared occupancy
Cover for working farms
Cover for bed and breakfasts
Cover for properties between exchange and completion
Cover for contents in depositories or storage
Cover for previously flooded properties*
Cover for policyholders with criminal convictions*
Cover for previously subsided or underpinned properties*
*Also available for properties that are tenanted, unoccupied or for UK holiday homes – our appropriate home insurance policy wording will apply.

Specialists in property owner risks, including difficult to place non-standard risks, there are many benefits to partnering with Vasek, including:

The capability to insure property portfolios with no limit on the number of properties
Standard inclusion of cover for Airbnb properties
Seamless property owner quoting via the Acturis platform, eliminating the need for rekeying information
The flexibility to amend ‘occupancy types’ across all property owner policies
Access to our bespoke online broker portal
Access to experienced in-house underwriting teams with delegated authority up to £50,000, providing dedicated claims handling and enhanced claims capacity.
Underwriting backed by A++ rated insurer(s)**
Nationwide support from dedicated Business Development Managers in the UK.
**Independent ratings from third party rating companies. Correct as of January 2026.

Did you know...

We cover non-standard construction (excluding thatch)
‘Bedroom Rated’ cover is available (Premium generated on the number of bedrooms and postcode via a notional sum insured)
We cover homes with lodgers, small businesses operated from the home, previously subsided properties, childminder properties and properties operated as bed and breakfasts
Policy limits and exclusions may apply, please see the policy wording for full terms and conditions.