Unoccupied Property Insurance

Unoccupied Property Insurance

Owning a residential property that is unoccupied has its problems, so our Unoccupied Property Insurance policy was designed to cater for this specific need.

Full cover provided in 99% of cases for all unoccupied scenarios.

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You will find that our policy is second to none and provides cover for a whole host of scenarios, including, but not necessarily limited to:

Property is in between tenants
Property is awaiting tenants
Property is undergoing works/renovations
Probate, where the owner is deceased
Redecoration
The owner is in hospital/nursing home

The key covers of our policy:

Theft or Attempted Theft by Your Tenants Cover
Trace and Access Cover
£5,000,000 Property Owners’ Liability Cover
£5,000,000 Legal Liability as Occupier Cover

3 and 6 month short period policies available, click here for further information.

Our policy is totally transferable, therefore, if the property becomes let, it can easily be amended to a Tenanted Property Insurance policy to meet the customers’ new requirements.