Landlord Insurance

Landlord Insurance

Landlord Insurance is designed to mitigate the risks associated with renting out a property. It can provide protection for the building, its contents, and the legal liabilities that landlords may face. This insurance is for property owners seeking to safeguard against potential damages and liabilities that may arise from tenant-related issues.

Get a quote

Our Landlord Insurance product includes the following features:

Maximum Building Sum Insured of £2.5 million
Consideration of a wide range of tenant types
Coverage for diverse property types, including HMOs and bedsits
Standard comprehensive coverage
Protection against accidental damage
Coverage for theft and attempted theft, including incidents involving tenants
Protection against malicious damage, including tenant-related incidents
Coverage for unauthorised alterations
£5,000 coverage for landlord contents included
Up to 60 days of ‘unoccupancy‘ between tenants without a reduction in coverage, and up to 90 days for student accommodations
Flexible coverage options tailored to your needs

Insurance Product Information Document (IPID) / Policy Wording

View or download documents related to this product

Insurance Product Information Document (IPID) - Tenanted Property Policy Wording - Tenanted Property Insurance Product Information Document (IPID) - Tenanted Property (Essential) Policy Wording - Tenanted Property (Essential)

Not the Right Product?

View our alternative insurance products below

Landlord Insurance

Insurance Product Information Document (IPID) / Policy Wording

View or download documents related to this product

Insurance Product Information Document (IPID) - Tenanted Property Policy Wording - Tenanted Property Insurance Product Information Document (IPID) - Tenanted Property (Essential) Policy Wording - Tenanted Property (Essential)

Not the Right Product?

View our alternative insurance products below

Landlord Insurance

Landlord Insurance is designed to mitigate the risks associated with renting out a property. It can provide protection for the building, its contents, and the legal liabilities that landlords may face. This insurance is for property owners seeking to safeguard against potential damages and liabilities that may arise from tenant-related issues.

Get a quote

Our Landlord Insurance product includes the following features:

Maximum Building Sum Insured of £2.5 million
Consideration of a wide range of tenant types
Coverage for diverse property types, including HMOs and bedsits
Standard comprehensive coverage
Protection against accidental damage
Coverage for theft and attempted theft, including incidents involving tenants
Protection against malicious damage, including tenant-related incidents
Coverage for unauthorised alterations
£5,000 coverage for landlord contents included
Up to 60 days of ‘unoccupancy‘ between tenants without a reduction in coverage, and up to 90 days for student accommodations
Flexible coverage options tailored to your needs

We also offer our Vasek Essentials Insurance product. Open to both new and renewing customers, Vasek Essentials is a product designed to offer our broker partners more choice and product solutions to support their property owner clients. The product offers ‘essential’ covers in exchange for a reduction in premium.

Get a Quote for Vasek Essentials

Specialists in property owner risks, including difficult to place non-standard risks, there are many benefits to partnering with Vasek, including:

The capability to insure property portfolios with no limit on the number of properties
Standard inclusion of cover for Airbnb properties
Seamless property owner quoting via the Acturis platform, eliminating the need for rekeying information
The flexibility to amend ‘occupancy types’ across all property owner policies
Access to our bespoke online broker portal
Access to experienced in-house underwriting teams with delegated authority up to £50,000, providing dedicated claims handling and enhanced claims capacity.
Underwriting backed by A++ rated insurer(s)*
Nationwide support from dedicated Business Development Managers in the UK.
*Independent ratings from third party rating companies. Correct as of January 2026

Did you know...

We offer cover for students, council support & asylum seeker tenants (as well as the more ‘standard’ tenant types)
Theft & Malicious Damage by tenant cover is included as standard
Unauthorised alterations are covered as standard
Policy limits and exclusions may apply, please see the policy wording for full terms and conditions.