Commercial Property Insurance
Our Commercial Property Insurance policy has been designed to cater for many uses and eventualities. It is suitable for properties that are occupied by the owner or let, leased or sub-let to tenants.
If the property is split between commercial and residential use, then we may also be able to provide cover on the appropriate basis. All residential tenant types are accepted, as well as holiday let homes and if the property is unoccupied.
Our cover for unoccupied properties is offered on a 3, 6 or 12 month basis, with pro rata returns offered on 12 month policies upon cancellation.Get a quote
Types of risks covered
|Shops with residential accommodation|
|Offices with residential accommodation|
|Certain unoccupied commercial properties (contact us for the full list)|
|A host of usages and trades accepted|
|Accidental damage cover for buildings and contents|
|Malicious damage caused by tenants cover|
|Unauthorised alteration including conversion to cannabis farms cover|
|Loss of rent up to 25% of the buildings sum insured cover|
|£5,000,000 property owners’ liability cover|
|£5,000 landlords’ contents cover for white goods, curtains, carpets and blinds included with the buildings insurance for residential areas|
See our policy wording for the full list of features.
Cover is subject to the full terms, conditions, limits and exclusions of our Commercial Property Insurance policy wording.
Insurance Product Information Document (IPID) / Policy Wording
View or download documents related to this product
Not the Right Product?
View our alternative insurance products below
- Landlord Insurance
- Unoccupied Property Insurance
- Holiday Home Insurance
- Overseas Property Insurance
- Blocks Of Flats
- Home Insurance
- High Net Worth Home Insurance
- Subsidence Insurance
- Flood Risk Insurance
- Criminal Conviction Home Insurance
- B&B Insurance
- Home Insurance for Childminders
- Rent Guarantee
- Unoccupied Direct Property Insurance